FRA Benefits Information from Total FinancialMembersRetirement Checklist
KP&F MembersFirefighter Retirement Checklist
Your step-by-step timeline to retirement
Start here
Step 1: Find out when you are eligible to retire
- When will I have the age and years of service for an unreduced benefit?
- When will I have the age and years of service for a reduced benefit?
See “When Can You Retire?” in the KP&F Pre-Retirement Planning Guide ↗
KPERS / KP&F 888-275-5737 · kspers.gov ↗
Total Financial 913-303-9124
About these guidelines
These suggested guidelines are for career firefighters who belong to the Kansas Police and Firemen’s Retirement System (KP&F) and are exploring their retirement options. They are suggestions only; each member is responsible for his or her own financial decisions.
Links are included for easy access. Please read each document in full.
KPERS now uses kspers.gov (kpers.org addresses redirect there).
- Review your FRA policy and the options available within it.
- Consider attending a KPERS pre-retirement seminar.
- Run the KPERS benefit calculator. Log in to your member account at kspers.gov ↗ for a personalized estimate based on your own employment data. A generic calculator is also available on the site.
- Attend retirement meetings or webinars offered by KPERS/KP&F. Current schedules are posted in your online account.
- Review the KP&F Pre-Retirement Planning Guide ↗
- Review your life and health insurance needs. Total Financial can help.
- Meet with a financial professional, such as Total Financial or your current advisor.
- Submit KPERS Form 15-E, Retirement Benefit Estimate Request ↗
- Evaluate Social Security. Create or log in to your my Social Security account ↗, review your earnings record and benefit estimates, and use the calculators. You can apply online when you are ready.
- Review your life and health insurance needs.
- Consider using your flexible spending account (FSA) balance before you retire.
- Review the KP&F Application for Retirement booklet ↗
- Evaluate your FRA options with an FRA representative.
- Review how your benefit will be taxed (KPERS tax booklet ↗) and consult a qualified tax advisor.
- Check in with a financial professional, such as Total Financial or your current advisor.
- Gather documents such as birth certificate(s), name-change documents and passport.
- Use the Personal Document Locator ↗
- Complete the KPERS/KP&F retirement application.
- Visit a KP&F representative in Topeka: kspers.gov/contactus ↗
- Let your Human Resources department know you plan to retire.
- Review your flexible spending account balance.
- Meet with city payroll to verify your earnings (past, present and projected).
- Confirm your final retirement date with Human Resources.
- Do a final review of your flexible spending account balance.
- Follow up with your Total Financial advisor (or your personal financial advisor).
- Submit your KP&F retirement application: kspers.gov/forms/kretirementbooklet.pdf ↗
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