4000 W 114th St, Suite 140 · Leawood, KS 66211Office Line 913-303-9124
TOTAL
FINANCIAL
Protecting Your Future, Serving Those Who Serve

Simplifying FRA Benefits, Maximizing Your Peace of Mind.

Clear answers. Responsive service. Specialists who understand your world.

How we help

  • Accident & Disability
  • Annuities
  • Pension Plans
  • Life Insurance
  • Investments
  • Retirement Planning
  • Financial Planning
Who we are

Who we are

At Total Financial, we understand that financial planning is about more than numbers—it’s about helping you build the life you want. Our approach begins with you: your dreams, your worries, and your questions. We guide you through a thoughtful process designed to help you uncover your true priorities and define clear, meaningful goals. Whether you’re planning for retirement, protecting your family, or simply seeking peace of mind, we’re here to provide thoughtful guidance and unwavering support. Together, we’ll create a plan that’s not just about growing wealth, but about achieving what’s most important to you.

Kansas Firefighters

Total Financial delivers customized firefighter benefit plans and retirement guidance, backed by a team that knows KP&F, Firefighter Relief Associations and the decisions Kansas firefighters and their families face.

Visit our FRA page

Our Services

Guiding you every step of the way.

Retirement Planning

We help you map out a clear path to retirement. Our approach is practical and personal—we’ll help you understand how much you need to retire comfortably when you can retire, and how to make the most of what you’ve worked so hard to earn.

Insurance & Protection

Life and disability insurance aren’t just policies—they’re promises. We help you find coverage that safeguards your loved ones’ financial well-being, ensuring that if the unexpected happens, your family can maintain their lifestyle, cover expenses, and focus on what matters most: healing and being together.

Investment Guidance

Step into financial clarity with resources designed to guide you toward your goals. Discover insightful tools and thoughtful guidance tailored to light your path to financial well-being.

Pension & Benefits

We’ll help you understand your options, maximize your benefits, and make informed decisions about things like survivor benefits, and health coverage in retirement. We’re here to make sure you get every dollar you’ve earned.

Not Sure Where to Start?

Many of our clients come to us sensing that something in their financial life isn’t quite in sync, even if they can’t pinpoint exactly what’s missing. If that sounds familiar, know that you’re not alone—and you don’t have to figure it out by yourself. We’re here to listen, ask the right questions, and help you find clarity and confidence, no matter where you begin.

KP&F pensionFRASocial SecuritySavings & investmentsLife & health insurance
Retirement Planning

Values-Based Planning for Kansas Firefighters

We connect what matters most to you (family security, health, debt and your retirement lifestyle) with the benefits you’ve earned through KP&F and your Firefighter Relief Association (FRA), and turn them into clear, step-by-step decisions as you approach and enter retirement.

Meet the Partners

Your Total Financial Team

Steve Dolan CFP  RICP

Steve Dolan CFP® & RICP®

Spencer Phillips, CIMA

Spencer Phillips, CIMA®

Jeffery Belzeski

Jeffery Belzeski

Meet the team

Ready to Start the Conversation?

Share a few details, and we’ll reach out soon to see how we can help. We look forward to connecting with you!

  • Leawood Office4000 W 114th St, Suite 140
    Leawood, KS 66211
  • Office Line913-303-9124
TOTAL
FINANCIAL

Simplifying FRA Benefits, Maximizing Your Peace of Mind.

Leawood Office

  • 4000 W 114th St, Suite 140
  • Leawood, KS 66211
  • Office Line 913-303-9124

Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, LLC (HTK). Registered Investment Advisor, Member FINRA/SIPC. 800-873-7637 www.htk.com. Total Financial is not affiliated with Hornor, Townsend & Kent, LLC. The material is not intended to be a recommendation, offer or solicitation. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.

Our representatives are insurance and securities licensed in their resident state of KS and MO.  Please contact our office for specific state registration and licensing information.  This is not an offer or solicitation in any states where not properly licensed and/or registered.  

Jeffery K Belzeski CA Insurance license #0F68501.

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