Simplifying FRA Benefits, Maximizing Your Peace of Mind.
Clear answers. Responsive service. Specialists who understand your world.
- Accident & Disability
- Annuities
- Pension Plans
- Life Insurance
- Investments
- Retirement Planning
- Financial Planning
Who we are
At Total Financial, we understand that financial planning is about more than numbers—it’s about helping you build the life you want. Our approach begins with you: your dreams, your worries, and your questions. We guide you through a thoughtful process designed to help you uncover your true priorities and define clear, meaningful goals. Whether you’re planning for retirement, protecting your family, or simply seeking peace of mind, we’re here to provide thoughtful guidance and unwavering support. Together, we’ll create a plan that’s not just about growing wealth, but about achieving what’s most important to you.
Kansas Firefighters
Total Financial delivers customized firefighter benefit plans and retirement guidance, backed by a team that knows KP&F, Firefighter Relief Associations and the decisions Kansas firefighters and their families face.
Guiding you every step of the way.
Insurance & Protection
Life and disability insurance aren’t just policies—they’re promises. We help you find coverage that safeguards your loved ones’ financial well-being, ensuring that if the unexpected happens, your family can maintain their lifestyle, cover expenses, and focus on what matters most: healing and being together.
Retirement Planning
We help you map out a clear path to retirement. Our approach is practical and personal—we’ll help you understand how much you need to retire comfortably when you can retire, and how to make the most of what you’ve worked so hard to earn.
Investment Guidance
Step into financial clarity with resources designed to guide you toward your goals. Discover insightful tools and thoughtful guidance tailored to light your path to financial well-being.
Pension & Benefits
We’ll help you understand your options, maximize your benefits, and make informed decisions about things like survivor benefits, and health coverage in retirement. We’re here to make sure you get every dollar you’ve earned.
What do you need?
Accident & Disability
Protecting what matters most is a cornerstone of our planning. We evaluate your insurance needs to safeguard your family, income, and assets from life’s uncertainties. This includes objective guidance on life, disability, and long-term care insurance, always aligned with your overall plan.
Annuities
We help you map out a clear path to retirement. Our approach is practical and personal—we’ll help you understand how much you need to retire comfortably when you can retire, and how to make the most of what you’ve worked so hard to earn.
Pension Plans
We’ll help you understand your options, maximize your benefits, and make informed decisions about things like survivor benefits, and health coverage in retirement. We’re here to make sure you get every dollar you’ve earned.
Life Insurance
Life and disability insurance aren’t just policies—they’re promises. We help you find coverage that safeguards your loved ones’ financial well-being, ensuring that if the unexpected happens, your family can maintain their lifestyle, cover expenses, and focus on what matters most: healing and being together.
Investments
Your investments should serve your plan—not the other way around. We design and manage portfolios tailored to your objectives, risk tolerance, and time horizon.
Retirement Planning
We help you map out a clear path to retirement. Our approach is practical and personal—we’ll help you understand how much you need to retire comfortably when you can retire, and how to make the most of what you’ve worked so hard to earn.
Financial Planning
We partner with you to create a personalized financial roadmap that aligns with your values, ambitions, and unique circumstances. This ongoing process adapts as your life evolves, helping you make informed decisions and stay on track toward your goals
Not Sure Where to Start?
Many of our clients come to us sensing that something in their financial life isn’t quite in sync, even if they can’t pinpoint exactly what’s missing. If that sounds familiar, know that you’re not alone—and you don’t have to figure it out by yourself. We’re here to listen, ask the right questions, and help you find clarity and confidence, no matter where you begin.
Life & health insurance
Values-Based Planning for Kansas Firefighters
We connect what matters most to you (family security, health, debt and your retirement lifestyle) with the benefits you’ve earned through KP&F and your Firefighter Relief Association (FRA), and turn them into clear, step-by-step decisions as you approach and enter retirement.
Your Total Financial Team
Steve Dolan CFP® & RICP®
Steve Dolan CFP® & RICP®
Steve brings a background in financial analytics and a focus on simplifying complex financial decisions. He works closely with individuals and families to align strategies with their priorities and long-term goals, translating technical details into clear, actionable next steps.
Spencer Phillips, CIMA®
Spencer Phillips, CIMA®
Spencer specializes in investment strategy and portfolio design, drawing on his CIMA® designation to build goal-focused solutions. He partners with clients to connect long-term objectives with practical investment approaches, emphasizing disciplined strategies that adapt as their priorities evolve.
Jeffery Belzeski
Jeffery Belzeski
Jeff helps business owners and families navigate succession, continuity and multigenerational wealth strategies. He combines experience in risk management with a structured approach to financial decision-making. Clients value his ability to guide complex transitions with clarity and foresight.
Ready to Start the Conversation?
Share a few details, and we’ll reach out soon to see how we can help. We look forward to connecting with you!
- Leawood Office4000 W 114th St, Suite 140
Leawood, KS 66211 - Office Line913-303-9124
Office Line 913-303-9124